Eugene and Ruth Raiford, friends of Hoskins, showed the game to Charles E. Hoskins then moved to Atlantic City to teach school in 1932 and created the Atlantic City version in the late 1930s with her friends. Pete Daggett Jr., a friend of Dan Layman, actually taught Ruth Hoskins. One theory on the street names chosen is that these were the streets players lived on with a couple of later changes of South Carolina to North Carolina and Arctic to Mediterranean. It is said that Layman taught Ruth Hoskins, who moved to Atlantic City and played it there using local Atlantic City streets. Otherwise, it was almost identical to Monopoly including Chance and Community Chest cards. Initially, the game was sold in small black boxes (some of which came with poker chips for money) with four different versions of the rules. then Electronics Laboratories, Layman published the game for a year before selling it to Knapp Electric for $200.
With the Monopoly name and game then in the public domain, Layman decided to call the game Finance. When the Thuns wanted to patent their game they found the Landlord's Game patent and only copyrighted their rule additions (additional railroads own double rent, Community Chest, paying $50 to get out of jail). An alternate rule establishes a time limit and players total up their wealth.įinance was created by Dan Layman who played, with Louis, Louis and Fred Thun's version of the auction-monopoly games that had been spawned from The Landlord's Game at Williams College in Reading, PA. The game continues until only one player is left.
If a player is unable to pay, all their property is returned to the bank, and the player is out. Players may trade properties or sell them back to the bank, but may not mortgage property.
Players move again on doubles, with no limit on numbers of doubles that may be thrown, and if a player lands on another player, the original player moves back five spaces, with the same effect as if the player had landed on that space originally. Properties clockwise around the board begin with low value to high value purchase prices, with costs for additional houses and rents also increasing. The game begins with each player on "Cash Here" with $1925.
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